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Writer's pictureAdam Strydom

Money-centre Bank with Lending Optionality

BANCO BAI (BAI) is the largest Angolan bank by assets. It is a money-centre, institutional-focused bank, with high investment and trading revenue, funded by a diversified deposit base. BAI’s distribution focus has supported healthy deposit-driven growth. Its strong capital base and solvency position it for growth in an Angolan economic upswing. BAI’s low loan-to-deposit ratio provides optionality in the long term to drive higher returns on assets and equity.

20 September 2024




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